42955 Encino
Big Bear Lake, CA, 92315
$319,900
Original list price: $399,000
MLS: PW26028173
Beds
1
Baths
1
Sq Ft
480
Lot
0.12 ac
Year Built
1962
MLS #
PW26028173
Days on Market
131
Listed
Feb 6, 2026
Description
Looking for a home that could potentially pay for itself? If so, here it is!!!! The current owners have successfully self-managed the property since 2020 and may offer transition support, including operational guidance and referrals. Located in the highly desirable Moonridge neighborhood of Big Bear Lake, this charming cabin is a proven, high-performing short-term rental. Moonridge is one of Big Bear’s most sought-after areas, known for its strong year-round rental demand, close to the slopes, the lake, Big Bear Alpine Zoo, golf course, hiking, coffee shops and easy access to the Village. This turnkey 1-bedroom, 1-bath cabin features vaulted beamed ceilings, a brick fireplace, a live-edge slab breakfast bar with seating, a loft area, laminate wood-style flooring, granite countertops, tiled bathroom spaces, a tankless water heater, and contemporary furnishings. Home is being sold fully furnished so new owners will be ready to go!!! The outdoor space offers a front and back deck with wrap around walkway surrounded by soaring trees. The spacious driveway has ample room for an RV or boat, and separate parking pad. The front and back yards are complemented by string lights, a five-person hot tub with privacy fencing, upgraded 200-amp electric panel, gas BBQ, fire pit, and storage shed (perfect for bikes, outdoor toys or supplies) all on a flat lot. These amenities are highly desirable and attract consistent bookings. Whether you’re vacationing, investing, or enjoying it year-round, this home would be a great fit.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Michelle Trail · BHHS CA Properties
Payment estimate
$2,577
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,990 · Loan: $287,910
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,824
- Property tax (1.25%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $120
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $11,197 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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