42955 Encino
Big Bear Lake, CA, 92315
$374,999
MLS: PW26028173
Beds
1
Baths
1
Sq Ft
480
Lot
0.12 ac
Year Built
1962
MLS #
PW26028173
Days on Market
64
Listed
Feb 6, 2026
Description
Located in the highly desirable Moonridge neighborhood of Big Bear Lake, this charming cabin is a proven, high-performing short-term rental. Moonridge is one of Big Bear’s most sought-after areas, known for its strong year-round rental demand, proximity to Snow Summit, Big Bear Alpine Zoo, Bear Mountain, the golf course, trail systems, coffee shops and easy access to the Village and lake. This turnkey 1-bedroom, 1-bath cabin features vaulted beamed ceilings, a brick fireplace, a live-edge slab breakfast bar with seating, a loft area, laminate wood-style flooring, granite countertops, tiled bathroom spaces, a tankless water heater, and contemporary furnishings. Home is being sold fully furnished so new owners will be ready to go!!! The outdoor space offers a front and back deck with wrap around walkway surrounded by trees. The spacious driveway has ample room for an RV or boat, and separate parking pad. The front and back yards are complemented by string lights, a five-person hot tub with privacy fencing, upgraded 200-amp electric panel, gas BBQ, fire pit, and storage shed (perfect for bikes, outdoor toys or supplies) all on a flat lot. These amenities are highly desirable and attract consistent bookings. The current owner has successfully self-managed the property since 2020 and may offer transition support, including operational guidance referrals. Whether you’re vacationing, investing, or enjoying it year-round, this home would be a great fit.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Michelle Trail · BHHS CA Properties
Payment estimate
$2,905
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $37,500 · Loan: $337,499
- Principal & Interest
- $2,074
- Property tax (1.25%)
- $391
- Homeowners insurance
- $300
- Mortgage insurance
- $141
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $13,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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