5428 El Monte Avenue
Temple City, CA, 91780
$998,000
MLS: AR26177604
Beds
3
Baths
2
Sq Ft
1,504
Lot
0.17 ac
Year Built
1922
MLS #
AR26177604
Days on Market
6
Listed
Aug 18, 2026
Description
Welcome to this spacious and well-maintained 3-bedroom, 2-bath home in the desirable Temple City area. Offering approximately 1,504 sq. ft. of living space on a generous 7,549 sq. ft. lot, this home features a comfortable layout with excellent indoor-outdoor living. Highlights include abundant natural light fills the home, hardwood floors, whole-house copper plumbing including exterior lines, vinyl double pane windows and doors throughout the house, two energy saving split AC units, Central AC with upgraded attic installation and recent air duct clean ups. The large kitchen features granite countertops, while the oversized family room provides plenty of space for gatherings. The master bedroom includes a granite vanity and shower. A wide gated driveway with remote access leads to a detached oversized two-car garage with abundant storages. The beautiful deck is constructed with lumber tech deck materials, create an ideal space for entertaining and outdoor enjoyment, complete with a large outdoor sink for convenient cleanup and everyday use. The large backyard offers a park-like setting with mature fruit trees, providing a private and relaxing atmosphere. The detached garage presents ADU potential, expanding possibilities for additional living space, a guest suite, or future rental income, subject to city approval. With its spacious lot, versatile living areas, ample storage, and excellent outdoor amenities, this property offers a wonderful opportunity to enjoy comfortable living in a sought-after Temple City location. A must-see!
Location
Temple City, Los Angeles County, CA 91780
Open on Google Maps ↗Listed by: Kerry Mac · Wetrust Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,480
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,800 · Loan: $898,200
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,766
- Property tax (1.25%)
- $1,040
- Homeowners insurance
- $300
- Mortgage insurance
- $374
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Temple City home with as little as 3.5% down using an FHA loan — roughly $34,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Temple City, CA 91780 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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