5442 Sepulveda Avenue
San Bernardino, CA, 92404
$699,000
Original list price: $718,000
MLS: WS26085531
Beds
3
Baths
3
Sq Ft
2,642
Lot
0.20 ac
Year Built
1981
MLS #
WS26085531
Days on Market
2
Listed
Apr 22, 2026
Description
Situated in a highly sought-after hillside community near Cal State San Bernadino, this spacious, homey, and grandiose tri-story home serves an amazing opportunity for a starter home for an upcoming or already in progress family. Come on down to 5442 Sepulveda, San Bernadino, with 3 bedrooms ready to be slept in, and 3 baths ready to be used. These wonderful amenities are accompanied by an expansive backyard sporting a BBQ setup, and a seating area that is truly BEGGING for hosting company. Back to the boastful interior of the home, the living room shows off its very own wood burning fireplace. Alongside the living room, the dining room also leads into the commodious kitchen flexing quartz countertops and a roomy walk-in pantry. The triad of bedrooms all reside upstairs, where the master contains 2 walk in closets, absolutely PERFECT for putting together fabulous fits. Returning to the exterior of the home, it brings your eye to modern solar panels, promising an earth-forward energy source! This home is full of possibilities, so send an offer in now before it’s too late!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: TIFFANY LE · HAPPY HOME REALTY, INC
Payment estimate
$5,271
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,980
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92404 (San Bernardino)within ±10% of this home's price and size.
Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.