545 E Spruce Street
Ontario, CA, 91761
$749,900
MLS: OC26161835
Beds
4
Baths
3
Sq Ft
1,763
Lot
0.17 ac
Year Built
1977
MLS #
OC26161835
Days on Market
3
Listed
Jul 24, 2026
Description
Welcome to this beautiful move-in ready single-story home in Ontario—no stairs to climb! Offering 4 bedrooms, 3 bathrooms, prior square footage is 1577 with a permitted extension of approx. 186 Sq Ft recorded with the city of Ontario, total size is approx. 1768 Sq Ft. This home provides flexible living space ideal for families of all sizes. The interior features fresh paint and new flooring throughout, creating a bright, clean, and inviting atmosphere. The home also includes a brand-new garage door system, adding both convenience and curb appeal. As you enter, you'll be welcomed by a spacious living room that can also serve as a formal dining area, highlighted by a cozy block-wall fireplace that's perfect for relaxing evenings. The gourmet kitchen is equipped with granite countertops, ample cabinetry, and an oven, making it ideal for everyday cooking and entertaining. Adjacent to the kitchen is a charming breakfast nook that opens to a comfortable family room, creating a warm and functional gathering space. The permitted extension offers valuable bonus space and endless possibilities. Whether used as a home office, fitness room, playroom, or additional family room, it adds exceptional versatility while providing direct access to the backyard. The spacious primary suite features a private bathroom with dual sinks, a separate soaking tub, and a walk-in shower. Three additional generously sized bedrooms and a full hallway bathroom provide plenty of space for family and guests. Step outside through the sliding glass door to a private, low-maintenance backyard with mature trees, perfect for outdoor entertaining, family gatherings, or simply enjoying the California weather. Conveniently located near Ontario Mills, shopping, dining, and entertainment, with easy access to the I-10 and SR-60 freeways, this home offers both comfort and convenience. Don't miss this incredible opportunity to own this beautiful home—schedule your private tour today!
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Lina Chu · RE/MAX Connections
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,664
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,990 · Loan: $674,910
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,301
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $26,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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