550 W Upland
San Pedro, CA, 90731
$850,000
MLS: DW26074044
Beds
4
Baths
2
Sq Ft
1,993
Lot
0.11 ac
Year Built
1950
MLS #
DW26074044
Days on Market
9
Listed
Apr 7, 2026
Description
Tucked into one of San Pedro’s quiet, family-friendly neighborhoods, this home was thoughtfully expanded and fully remodeled in 2010 giving you the space you’ve been dreaming about without sacrificing warmth or charm. From the moment you step inside, you’re welcomed by a bright, open layout that just makes sense…perfect for everyday living, hosting family, or keeping an eye on everything while life is happening. The hardwood floors? Absolutely beautiful and they run throughout the home, tying everything together with a clean, timeless feel. Every room is generously sized (no one’s fighting over space here), and upstairs you’ll find a private primary suite that truly feels like your own retreat—complete with a jacuzzi tub and a custom-designed bathroom that gives you that spa-like escape at the end of a long day. And let’s talk about peace of mind…because I know that matters. You’ve got updated plumbing, electrical, and roof already done. The kitchen is dialed in with granite countertops, custom wood cabinetry, and a functional layout that actually works whether it’s a quick breakfast or a full-on family gathering. Natural light pours in through large newer windows, all finished with plantation shutters for that clean, elevated look. Now step outside…this is where it gets special. The backyard feels like your own private oasis—fruit trees everywhere…apple, lemon, peach, mango, guava. Imagine your kids picking fruit, hosting Sunday BBQs, or just enjoying a quiet morning coffee back there. It’s the kind of space that makes memories. And the location? You already know—minutes from the waterfront, the upcoming West Harbor development, easy access to the 110 freeway, and the cruise port. Everything you need, right where you want it. Bottom line…this is the kind of home that doesn’t sit long. It’s priced to move—and it shows even better in person. Let’s get you in before someone else calls it home.
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Phillip Nunez · Keller Williams Realty
Payment estimate
$6,204
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $85,000 · Loan: $765,000
- Principal & Interest
- $4,700
- Property tax (1.25%)
- $885
- Homeowners insurance
- $300
- Mortgage insurance
- $319
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $29,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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