981 W Oliver Street
San Pedro, CA, 90731
$900,000
MLS: RS26061518
Beds
6
Baths
3
Sq Ft
2,251
Lot
0.11 ac
Year Built
1963
MLS #
RS26061518
Days on Market
15
Listed
Mar 22, 2026
Description
Charming and well-located duplex featuring a total of 6 bedrooms and 3 bathrooms in the heart of San Pedro! This versatile property is ideal for both homeowners and investors, offering a functional layout with bright living spaces and great natural light throughout. Recent upgrades include a new roof (2023) and a newly installed cement driveway, adding both value and curb appeal. The spacious lot provides potential for outdoor entertaining, expansion, or future improvements. Conveniently located near schools, parks, shopping, dining, and just minutes from the San Pedro waterfront. Both units will be delivered vacant at the close of escrow, creating a rare opportunity for owner-occupants or investors to maximize rental income at current market rates. Don’t miss this opportunity to own a well-maintained property in a desirable and growing coastal community!
Location
San Pedro, Los Angeles County, CA 90731
Open on Google Maps ↗Listed by: Gregorio Vasquez · Home Central Realty
Payment estimate
$6,552
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $90,000 · Loan: $810,000
- Principal & Interest
- $4,977
- Property tax (1.25%)
- $938
- Homeowners insurance
- $300
- Mortgage insurance
- $338
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Pedro home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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