5500 Torrance Boulevard A304
Torrance, CA, 90505
$880,000
Original list price: $895,000
MLS: PV26154326
Beds
3
Baths
2
Sq Ft
1,343
Lot
3.21 ac
Year Built
1990
MLS #
PV26154326
Days on Market
17
Listed
Jul 15, 2026
Description
Welcome to Pacific Terrace, one of West Torrance's most desirable gated communities. This bright and well-maintained top-floor 3-bedroom, 2-bath condominium offers 1,343 square feet of comfortable living space with no neighbors above. The spacious living room features soaring ceilings, a cozy fireplace, and opens to a private balcony—perfect for relaxing or entertaining. The functional floor plan includes an in-unit laundry room, two side-by-side parking spaces, and recent updates including newer appliances and wood flooring. Residents enjoy resort-style amenities including a pool, spa, sauna, fitness centers, clubhouse, elevator access, and beautifully maintained grounds. Ideally located just minutes from Redondo Beach, shopping, dining, and parks, and situated within the award-winning Torrance Unified School District, including highly rated Anza Elementary, Jefferson Middle School, and West High School. HOA amenities include cable, internet, building maintenance, and common area insurance. This is a wonderful opportunity to enjoy convenient coastal living in a prime Torrance Location.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Young Ok Lee · Keller Williams Palos Verdes
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,332
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $88,000 · Loan: $792,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,090
- Property tax (1.25%)
- $917
- Homeowners insurance
- $300
- Mortgage insurance
- $330
- HOA dues
- $696
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $30,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Torrance, CA 90505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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