5504 Baja
Bakersfield, CA, 93307
$360,000
MLS: PI26160107
Beds
4
Baths
2
Sq Ft
1,577
Lot
0.14 ac
Year Built
2015
MLS #
PI26160107
Days on Market
10
Listed
Jul 22, 2026
Description
Behind the gates of Tyner Ranch, this beautifully updated split-wing home offers 4 bedrooms and 2 bathrooms with a comfortable, functional layout. Luxury vinyl plank flooring flows throughout the main living areas, while the updated kitchen and bathrooms provide a fresh, modern feel. Step outside to a covered patio and spacious backyard with plenty of room to relax, entertain, or play. The home includes leased solar for added energy efficiency. Move-in ready and located in a desirable gated community, this home offers comfort, style, and value.
Location
Bakersfield, Kern County, CA 93307
Open on Google Maps ↗Listed by: Jenny Magana · Posh Properties of California
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,985
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $36,000 · Loan: $324,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,082
- Property tax (1.25%)
- $375
- Homeowners insurance
- $300
- Mortgage insurance
- $135
- HOA dues
- $93
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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