5505 N Alto
San Bernardino, CA, 92404
$649,999
MLS: OC26042513
Beds
3
Baths
3
Sq Ft
2,021
Lot
0.22 ac
Year Built
2004
MLS #
OC26042513
Days on Market
33
Listed
Feb 26, 2026
Description
Welcome to this beautifully maintained and truly turn-key home situated on an oversized, professionally landscaped corner lot! Offering 3 spacious bedrooms and 3 bathrooms, this home also features a versatile front den that can easily serve as a 4th bedroom, office, or flex space. The thoughtfully designed layout includes an expansive formal living room highlighted by a raised marble fireplace, a large family room for everyday comfort, and a gorgeous dining room perfect for hosting. The generously sized kitchen is a standout with granite countertops, elegant marble flooring, a charming bay window, and a bright breakfast area overlooking the backyard. Step outside to your private retreat — an expansive backyard complete with a sparkling pool and spa, ideal for entertaining or relaxing while enjoying breathtaking mountain views. With beautiful curb appeal, spacious living areas, and a premium corner lot location, this home offers the perfect blend of comfort, functionality, and timeless elegance. This is a true turnkey property offering space, elegance, and exceptional curb appeal — ready for its next owner to call home!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Mazl Ohayon · Berkshire Hathaway HomeServices Lifestyle Properties
Payment estimate
$4,815
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $584,999
- Principal & Interest
- $3,594
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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