(No pictures available yet)
$450,000
MLS: IV26098115
Beds
2
Baths
2
Sq Ft
1,155
Lot
0.04 ac
Year Built
1980
MLS #
IV26098115
Days on Market
2
Listed
May 5, 2026
Description
Live where the neighborhood does the work for you. This stylish 2-bed, 2-bath single-story end unit condo at 551 D St puts you just steps from Historic Downtown Upland — boutique dining, weekend farmers markets, and a small-town energy that's genuinely hard to find. Need to commute? The Metrolink Station is a short stroll away, connecting you to LA and beyond without the freeway grind. At 1,155 square feet, there's room to breathe, room to host, and room to finally feel at home. HOA amenities include, Pool, Hot Tub and Tennis Courts.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: JOHN MENKE · EXP REALTY OF CALIFORNIA INC
Payment estimate
$3,500
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $45,000 · Loan: $405,000
- Principal & Interest
- $2,563
- Property tax (1.25%)
- $469
- Homeowners insurance
- $300
- Mortgage insurance
- $169
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $15,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91786 (Upland)within ±10% of this home's price and size.
(No photos yet)
$419,000
435 W 9th
Upland, 91786
$419,900
1089 W Pine E
Upland, 91786
(No photos yet)
$425,000
579 W 9th
Upland, 91786
$425,000
959 W Pine 33
Upland, 91786
$429,999
839 Richland
Upland, 91786
(No photos yet)
$437,500
1423 W 7th Street
Upland, 91786
Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.
