$482,700
MLS: V1-37763
Beds
2
Baths
2
Sq Ft
1,052
Lot
—
Year Built
2005
MLS #
V1-37763
Days on Market
9
Listed
Jul 22, 2026
Description
Single level living in a desirable Ventura location. This home is very clean with 2 well separated bedrooms and 2 full baths. End unit with no stairs, steps away from a grassy common area ... a rare find for easy outdoor enjoyment. Did I mention 2 car garage -- a great opportunity for a Ventura home in a convenient location. This home is part of Ventura's moderate-income housing program and I believe is currently 20 years into its 30-year affordability term. Prospective purchasers must meet the Affordable Housing requirements for moderate-income households. Buyer must: Review all 'Buyer' information, including the minimum eligibility criteria for the tract. Gather and submit with application all required supporting documentation, including the seller/buyer accepted offer. Complete the Affordable Housing Program Application.https://venturahousing.org/affordable-restricted-homes/#buyersBuyer eligibility, income limits and resale restrictions are determined by the Housing Authority of the City of Ventura. Buyers must verify qualification directly before writing an offer.Ventura Housing Authority https://venturahousing.org/affordable-restricted-homes/#buyersHousing / Homes for Sale / Harmony (name of the complex)Buyer to verify HOA information
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Bonny Goetz · Real Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,155
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $48,270 · Loan: $434,430
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,792
- Property tax (1.25%)
- $503
- Homeowners insurance
- $300
- Mortgage insurance
- $181
- HOA dues
- $379
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $16,895 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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