554 W Avenue J11
Lancaster, CA, 93534
$488,500
MLS: 26002428
Beds
4
Baths
3
Sq Ft
1,929
Lot
0.16 ac
Year Built
1963
MLS #
26002428
Days on Market
32
Listed
Mar 24, 2026
Description
Beautiful West Lancaster home featuring two primary bedrooms--one on the first floor and one on the second floor. The kitchen has been remodeled with granite countertops and a high-end porcelain backsplash. Interior upgrades include SPC water-resistant vinyl flooring throughout (no carpet). Exterior paint was updated approximately one year ago using BEHR Premium Paint. The home also includes Simonton dual-pane windows for improved energy efficiency. Conveniently located near schools, restaurants, and shopping.
Location
Lancaster, Los Angeles County, CA 93534
Open on Google Maps ↗Listed by: Gary Julian · Help U Sell Julian Team
Payment estimate
$3,693
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,850 · Loan: $439,650
- Principal & Interest
- $2,701
- Property tax (1.25%)
- $509
- Homeowners insurance
- $300
- Mortgage insurance
- $183
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lancaster home with as little as 3.5% down using an FHA loan — roughly $17,098 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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