5550 Carlsbad Avenue
Yucca Valley, CA, 92284
$725,000
MLS: JT23178168
Beds
2
Baths
2
Sq Ft
2,214
Lot
2.30 ac
Year Built
1981
MLS #
JT23178168
Days on Market
824
Listed
Sep 22, 2023
Description
IN THE BOULERS: Rare offering in upper Yucca Valley, off of Cobalt Road, near Rock Reach. In need of full remodel and updating. For the entrepreneur willing to invest the effort, the results are a stunning hilltop location with boulders directly out the front door and in every direction. Large parcel with house set back from the road. Unique area with National Park-like ambiance. Rural feel yet close to town for convenience. World class location, close to Palm Springs, Pioneertown and Joshua Tree National Park.
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Bryan Wynwood · Joshua Tree Modern
Payment estimate
$5,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,500 · Loan: $652,500
- Principal & Interest
- $4,009
- Property tax (1.25%)
- $755
- Homeowners insurance
- $300
- Mortgage insurance
- $272
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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