ActiveSingleFamilyResidence

57158 Selecta

Yucca Valley, CA, 92284

1 / 60View all 60 photos

$439,900

MLS: JT25278794

Beds

4

Baths

3

Sq Ft

2,027

Lot

0.26 ac

Year Built

2005

MLS #

JT25278794

Days on Market

90

Listed

Dec 20, 2025

Description

Paid off Tesla solar system with two Powerwall batteries enhances this 4-bedroom, 3-bath home with a den, located in the sought-after Copper Hills Homes neighborhood of Yucca Valley. Vaulted ceilings provide a spacious, light-filled interior, while a large covered porch offers a comfortable space to enjoy the desert surroundings. The owned 8.16kW solar system offers energy efficiency and long-term savings. Ideally situated near shopping, dining, and local amenities, and just a short drive to Joshua Tree National Park, renowned for its iconic landscapes, hiking trails, and outdoor recreation. A wonderful opportunity to own in a well-established community in the heart of the Morongo Basin.

Location

Yucca Valley, San Bernardino County, CA 92284

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Listed by: Jeffrey Poland · Coldwell Banker Roadrunner Realty

Payment estimate

$3,356

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,990 · Loan: $395,910

%
Principal & Interest
$2,433
Property tax (1.25%)
$458
Homeowners insurance
$300
Mortgage insurance
$165
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $15,397 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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