5740 Valerie
San Bernardino, CA, 92407
$539,900
MLS: HD26055840
Beds
3
Baths
2
Sq Ft
1,235
Lot
0.17 ac
Year Built
1991
MLS #
HD26055840
Days on Market
10
Listed
Mar 13, 2026
Description
This well maintained 3 Bedroom 2 Bathroom home shows pride of ownership throughout. Ideal for first-time buyers or even investors this move-in-ready property nestled in the northern San Bernardino area with a view of the mountains features tile flooring throughout, granite kitchen countertops, a recently remodeled master bathroom, upgraded dual-pane windows, a newer water heater, and a recently upgraded split A/C and heating system for year-round comfort and a tile roof that adds both curb appeal and longevity. Step outside to a backyard highlighted by lemon, orange, and grapefruit trees, a large covered patio perfect for private enjoyment and a low maintenance rock scaped yard. The extensive concrete work and a recently installed double metal side gate can potentially provide ample space parking for an RV. This home is also located within walking distance to shopping centers and between 1.5 to 2 mile proximity to Cal State San Bernardino offering convenience.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Juan Martinez · All in 1 Real Estate Services
Payment estimate
$4,050
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,990 · Loan: $485,910
- Principal & Interest
- $2,986
- Property tax (1.25%)
- $562
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,897 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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