ActiveSingleFamilyResidence

5865 Elm Street

Wrightwood, CA, 92397

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$550,000

MLS: HD25190243

Beds

4

Baths

2

Sq Ft

2,080

Lot

0.26 ac

Year Built

1932

MLS #

HD25190243

Days on Market

176

Listed

Aug 22, 2025

Description

One of Wrightwood's old beauties. This one sits on a double lot with a circular drive. Garage is in the basement level. This one was modified to be handicap accessible with a main bedroom downstairs. Kitchen is open concept with a dual oven. Living room is designed to be an in-house theatre. There is also a game room with a pool table. Upstairs are three bedrooms. According to the owner, the house was upgraded ten years ago. Included in that were the new living room, a whole house forced air system. All the windows have been upgraded to new dual pane and shutters. There is also a water softener system and demand water heater.

Location

Wrightwood, San Bernardino County, CA 92397

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Listed by: Randy Ward · Randy Ward Realty

Payment estimate

$4,121

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000

%
Principal & Interest
$3,041
Property tax (1.25%)
$573
Homeowners insurance
$300
Mortgage insurance
$206
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Wrightwood home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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