6003 Vespucci Avenue
Bakersfield, CA, 93313
$460,000
MLS: V1-35128
Beds
4
Baths
3
Sq Ft
1,884
Lot
0.14 ac
Year Built
2023
MLS #
V1-35128
Days on Market
13
Listed
Mar 11, 2026
Description
Welcome to this beautiful 4-bedroom, 3-bathroom home offering space, comfort, and energy efficiency. This property features paid solar, helping reduce energy costs, along with a 2-car garage for added convenience. The kitchen is equipped with stainless steel stove, microwave and dishwasher, perfect for everyday cooking and entertaining. The spacious and well-designed floor plan provides plenty of room for comfortable living, making it ideal for families or those who love to host. A great opportunity to own a home that combines modern features with practical living.
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Monica Madrigal · Miramar Realty
Payment estimate
$3,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000
- Principal & Interest
- $2,544
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $173
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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