618 Woodrow Avenue
Bakersfield, CA, 93308
$239,750
MLS: PI25276945
Beds
2
Baths
2
Sq Ft
1,128
Lot
0.15 ac
Year Built
1937
MLS #
PI25276945
Days on Market
112
Listed
Dec 16, 2025
Description
Motivated Sellers are willing to contribute 14K towards buyer closing costs and/or rate buydown! This Oildale gem is an excellent opportunity for both owner occupied or investors! The home features 2 bedrooms, a separate office with its own private patio, and 1.5 bathrooms, offering both versatility & comfort. Enjoy the spacious two living areas and a large kitchen w/ a separate dining space. Both bathrooms are conveniently positioned near the bedrooms, w/ indoor laundry for added convenience. The massive front yard is fully fenced with double gates for RV access. The property's R3 zoning opens up possibilities for building additional units on this expansive lot. Don't miss out on this chance to own a versatile property w/ great potential! This house comes with a REDUCED RATE as of 04/06/2026 through List & Lock. This is a seller paid rate-buydown that reduces the buyer's interest rate and monthly payment. Terms apply, see disclosures for more information.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Shanti Brinsfield · Watson Realty
Payment estimate
$1,965
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,975 · Loan: $215,775
- Principal & Interest
- $1,326
- Property tax (1.25%)
- $250
- Homeowners insurance
- $300
- Mortgage insurance
- $90
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $8,391 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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