818 Decatur
Bakersfield, CA, 93308
$258,000
MLS: V1-35771
Beds
3
Baths
2
Sq Ft
1,212
Lot
0.17 ac
Year Built
1941
MLS #
V1-35771
Days on Market
1
Listed
Apr 13, 2026
Description
Charming and upgraded 3 bed, 2 bath home in North Bakersfield featuring 1,212 sq ft of living space, a detached garage, and a generously sized lot with room to grow. Inside, you'll find a spacious floor plan with updated finishes, and a well-appointed kitchen offering ample cabinet storage and natural light. Enjoy peace of mind with a newer central AC system, perfect for Bakersfield summers. The large backyard offers endless possibilities, ideal for outdoor entertaining, pets, gardening, or future additions like a pool or ADU. The detached garage provides plenty of parking, including potential RV access. Conveniently located near major roadways for commuting, this home blends comfort, function, and value. Whether you're upsizing or settling into your next chapter, this North Bakersfield property is a must-see. Schedule your private tour today and explore all the potential this home has to offer!
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Gerardo Montelongo · AVALAR REAL ESTATE ALLIANCE
Payment estimate
$2,092
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,800 · Loan: $232,200
- Principal & Interest
- $1,427
- Property tax (1.25%)
- $269
- Homeowners insurance
- $300
- Mortgage insurance
- $97
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $9,030 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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