$860,000
Original list price: $887,000
MLS: RS26106772
Beds
2
Baths
2
Sq Ft
1,578
Lot
0.16 ac
Year Built
1985
MLS #
RS26106772
Days on Market
77
Listed
May 15, 2026
Description
Welcome to your stunning “view” home in the highly sought-after Camarillo Springs 55+ Community. This beautifully upgraded home stands out because you can take advantage of an assumable home loan at a LOW FIXED RATE OF ONLY 2.25%. The loan balance is currenltly $528,000.00 with a principal and interest payment of approximately $2,308.72/month. In addition to the coveted mountain views (with no neighbors behind you, and NO HIKING permitted), this open-concept floor plan features a dramatic entry that allows you to look through the large living area and straight through to the beautiful, green sloping hill to the mountains and beyond. The beautifully remodeled kitchen features state-of-the-art appliances, Quartz countertops, and a large kitchen bar where all your guests will want to gather. And the beautiful and durable luxury vinyl planks flooring and stylish Plantation shutters throughout the home demonstrate your good taste. The expansive Living Room boasts vaulted ceilings with a fireplace, a luxury ceiling fan, and large sliding glass doors, which lead to a stunning private backyard patio designed with low-maintenance landscaping, pavers throughout, an extended walkway, and a convenient retractable awning, truly an ideal space to relax or entertain! The spacious primary suite has ample closet space, direct patio access, and an ensuite bath with a walk-in shower and sweeping two-sink vanity. And the large secondary bedroom features ample closet/storage space and direct access to a Jack-and-Jill style bathroom located off the hallway. Additional highlights include dual-pane Milgard windows, smooth ceilings, energy-saving ceiling fans in every room, an HVAC system, direct access to a large, finished 2-car garage with plenty of storage space and a work bench, and an above-garage attic storage space with a reinforced pull-down stairway access. The Camarillo Springs HOA offers residents resort-style amenities, including a large swimming pool, spa, fitness center, and Clubhouse with social clubs and activities tailored to an active 55+ lifestyle. And Camarillo Springs homeowners also have access to the Camarillo Springs 18-hole Golf Course, and the nearby scenic walking trail makes exercising fun and easy! Don’t miss out on this exceptional home located in a beautiful, gated community. Call today to schedule a private viewing!
Location
Camarillo, Ventura County, CA 93012
Open on Google Maps ↗Listed by: Frank Magana · Frank Magana Jr., Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,737
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $86,000 · Loan: $774,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,974
- Property tax (1.25%)
- $896
- Homeowners insurance
- $300
- Mortgage insurance
- $323
- HOA dues
- $245
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Camarillo home with as little as 3.5% down using an FHA loan — roughly $30,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Camarillo property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Camarillo, CA 93012 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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