6184 Mandy
San Bernardino, CA, 92407
$729,000
MLS: IG26004073
Beds
7
Baths
4
Sq Ft
2,854
Lot
0.17 ac
Year Built
1987
MLS #
IG26004073
Days on Market
86
Listed
Jan 7, 2026
Description
This 7 Bed, 4 Bath home can accommodate a large family or even 2 or 3 families with nearly 2,980 st ft of living space plus an ADU. There are 2 generous sized main suites, one of each level of the home. The main level of the home has 4 bedrooms, 2 baths, a living room, kitchen, dining room, laundry room and a large, enclosed patio. The second level of the home has 3 bedrooms, 2 bathrooms, a huge family room and large outside patio where you can catch views of the San Bernardino Mountains. In the rear of the home, you will find an ADU with approximately, 250 sq ft of living space, complete with a kitchen & full bath. This home is just a few blocks from 215 Freeway, minutes from the 210 freeway and minutes from Cal State University.
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Jacqueline Miller · Realty Masters & Associates
Payment estimate
$5,364
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,900 · Loan: $656,100
- Principal & Interest
- $4,031
- Property tax (1.25%)
- $759
- Homeowners insurance
- $300
- Mortgage insurance
- $273
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $25,515 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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