3895 American Elm Road
San Bernardino, CA, 92407
$719,900
MLS: IG26078302
Beds
4
Baths
3
Sq Ft
2,956
Lot
0.14 ac
Year Built
2007
MLS #
IG26078302
Days on Market
4
Listed
Apr 11, 2026
Description
Welcome to your dream home! This stunning 4-bedroom, 2.5-bath residence sits proudly on a spacious corner lot in one of San Bernardino’s most desirable neighborhoods. Perfectly positioned just minutes from the freeway—yet tucked away from the hustle and traffic—this location offers the ideal balance of convenience and tranquility. Step inside and you’ll immediately feel the warmth and comfort this home provides. Thoughtfully maintained and move-in ready, every space reflects true pride of ownership. The open and airy layout offers generous living areas, perfect for both relaxing evenings and entertaining guests. Each bedroom is generously sized, offering comfort and flexibility for any lifestyle, while the incredibly spacious walk-in closets provide storage you truly have to see to believe. The home also features abundant cabinet space throughout, making organization effortless, along with upgraded lighting fixtures that add a modern, elegant touch. With its cozy atmosphere, ample space, and inviting charm, this home is designed to fit a variety of lifestyles. Whether you're hosting family gatherings, working from home, or simply unwinding after a long day, you’ll appreciate the comfort and functionality found in every corner. Opportunities like this don’t come often—beautiful, spacious, and ideally located. Come see it for yourself and fall in love!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Jacqueline Saker · Elevate Real Estate Agency
Payment estimate
$5,301
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $71,990 · Loan: $647,910
- Principal & Interest
- $3,981
- Property tax (1.25%)
- $750
- Homeowners insurance
- $300
- Mortgage insurance
- $270
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $25,197 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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