Under ContractSingleFamilyResidence

622 E Poplar Street

Oxnard, CA, 93033

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$725,000

MLS: V1-35422

Beds

3

Baths

3

Sq Ft

1,862

Lot

0.13 ac

Year Built

1954

MLS #

V1-35422

Days on Market

12

Listed

Apr 8, 2026

Description

Opportunity awaits--priced to sell at $725,000! Offering just under 1,900 sq ft of living space, this 3-bedroom, 3-bathroom home presents a rare chance to secure a property of this size and location in Oxnard. The versatile floor plan includes a formal living room, den or office, and a dining area with a fireplace and built-in cabinetry. An enclosed sunroom overlooking the backyard adds valuable flexible space, ideal for entertaining or relaxing in natural light.The primary bedroom and bathroom are conveniently located on the main level, along with an additional guest bathroom, offering functional and flexible living. Upstairs features two spacious bedrooms with large windows overlooking the front yard.In mostly original condition, this home is ready for your vision--an excellent opportunity to update, customize, and even explore the potential to convert to a 4-bedroom layout. With strong upside and a sizable footprint, this is an ideal option for buyers looking to create long-term value.Additional highlights include an attached 2-car garage and an extended driveway with ample parking, including space for RV or boat storage.Centrally located near shopping, dining, and everyday conveniences, and approximately 10 minutes to the beach and Channel Islands Harbor.Don't miss this value-driven opportunity--schedule your showing today!

Location

Oxnard, Ventura County, CA 93033

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Listed by: Meggie Hawthorne · Keller Williams Santa Barbara

Payment estimate

$5,336

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $72,500 · Loan: $652,500

%
Principal & Interest
$4,009
Property tax (1.25%)
$755
Homeowners insurance
$300
Mortgage insurance
$272
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $25,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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