6220 Montalvo Drive
Ventura, CA, 93003
$789,000
MLS: V1-38116
Beds
3
Baths
2
Sq Ft
1,263
Lot
0.15 ac
Year Built
1951
MLS #
V1-38116
Days on Market
3
Listed
Aug 13, 2026
Description
Welcome to this immaculate 3-bedroom, 2-bathroom home offering timeless character, comfort, and true pride of ownership. Situated on a nice-sized lot, this beautifully maintained property provides plenty of space inside and out,Step inside and appreciate the beauty of the original hardwood floors, now refinished to showcase their timeless charm. The home is filled with abundant natural light and features a cozy fireplace, creating a warm and inviting atmosphere.The enclosed patio, surrounded by an abundance of windows, is a versatile bonus space that could easily serve as a home office, creative studio, relaxation area, or additional gathering space.The home also offers the convenience of laundry inside, along with a spacious detached garage and long driveway that provides excellent parking, storage, workspace, or future ADU possibilities subject to applicable city and zoning requirements.With its original hardwood floors, natural light, spacious lot, detached garage, flexible bonus area, and potential for an ADU, this property offers a wonderful combination of charm, functionality, and opportunity.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Erica Holmes · The Holmes Company
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,986
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,900 · Loan: $710,100
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,568
- Property tax (1.25%)
- $822
- Homeowners insurance
- $300
- Mortgage insurance
- $296
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $27,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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