630 Victoria Lane
Sugarloaf, CA, 92386
$599,000
MLS: 25629189
Beds
3
Baths
2
Sq Ft
1,430
Lot
0.09 ac
Year Built
2024
MLS #
25629189
Days on Market
94
Listed
Dec 16, 2025
Description
Discover this Stunning & Extraordinary * New Construction * 3bed / 2 bath Home. Offering True Luxury with an Open Floorplan. This Home Boasts 2 Bedrooms on the Ground Floor, One is a Master Suite with a Spa Like Master Bath. The Kitchen Features Stylish Quartz Countertops, High End Custom Kitchen Cabinets with Soft Closing Cabinet Doors & Drawers as well as Stainless Appliances. Enjoy Gatherings in the Family Room. Cozy up by the Fireplace and Enjoy the Forest and Tree Views. Luxury Water-Proof Vinyl Flooring Throughout. Solid Genuine Pine Doors. The Home is Equipped with a New Tankless Water Heater, so you and your Guests will not run out of Hot Water! WiFi Smart Thermostat and Fire Sprinklers. The Loft is Enormous and will Accomodate a Gameroom & Bunk Room! Step out to your Backyard where you will Find a Trex Deck. The Exterior Siding is Upgraded and Fire Rated Cement, that does not Require Annual Staining! A Boat Slip is Available for Purchase at The Dock Club. If you plan to offer home as Short Term Rental, you can list that Renters may Bring their Boat!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Crisann Conroy · VIP Premier Realty Corp
Payment estimate
$4,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,312
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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