635 W H
Ontario, CA, 91762
$689,999
Original list price: $677,000
MLS: CV26135511
Beds
3
Baths
2
Sq Ft
1,179
Lot
0.20 ac
Year Built
1952
MLS #
CV26135511
Days on Market
36
Listed
Jun 22, 2026
Description
Welcome to 635 W. H Street in Ontario! This charming 3-bedroom, 2-bathroom home offers 1,179 sq. ft. of living space on a spacious 8,668 sq. ft. lot. Recent upgrades include newer dual-pane windows and solar for added energy efficiency. The oversized lot features RV parking, a detached garage, and excellent ADU potential, offering endless possibilities for expansion, multigenerational living, or rental income. Conveniently located near schools, shopping, dining, and major freeways, this property is a rare opportunity for homeowners and investors alike. Don’t miss your chance to own a home with space, flexibility, and future potential in the heart of Ontario.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Ashley Romero · MAINSTREET REALTORS
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,235
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,000 · Loan: $620,999
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,958
- Property tax (1.25%)
- $719
- Homeowners insurance
- $300
- Mortgage insurance
- $259
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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