639 W 36th
San Bernardino, CA, 92405
$499,999
MLS: IV26074648
Beds
3
Baths
2
Sq Ft
1,830
Lot
0.18 ac
Year Built
1958
MLS #
IV26074648
Days on Market
6
Listed
Apr 7, 2026
Description
Welcome to this charming and well-located home in the heart of San Bernardino! Situated in a quiet, established neighborhood, this property offers comfort, convenience, and great potential for homeowners and investors alike. Conveniently located near schools, shopping centers, parks, and major freeways, making commuting and daily errands a breeze. Whether you're a first-time buyer, looking to downsize, or searching for an investment property, this home offers excellent value and potential. Property is being sold as-is in its current condition. Buyer to perform their own due diligence regarding all aspects of the property.
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: SALVADOR SANCHEZ · HOMEQUEST REAL ESTATE
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $449,999
- Principal & Interest
- $2,765
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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