(No pictures available yet)
$690,000
MLS: IG26103174
Beds
4
Baths
2
Sq Ft
1,279
Lot
0.11 ac
Year Built
1905
MLS #
IG26103174
Days on Market
1
Listed
May 12, 2026
Description
Incredible Opportunity in Los Angeles with ADU Potential! Welcome to 640 E 54th Street, a charming 4-bedroom, 2-bathroom home offering approximately 1,279 square feet of comfortable living space on a generous 4,700 sq ft lot. This property is packed with potential and is perfect for homeowners or investors looking to maximize value. Step inside to a bright and inviting floor plan filled with natural light, featuring a spacious living area, well-sized bedrooms, and a functional kitchen with ample cabinetry. The versatile layout offers comfort and flexibility for everyday living. What truly sets this property apart is the large, detached garage with exciting ADU conversion potential—an incredible opportunity to create additional living space, rental income, a guest house, or a private home office (buyer to verify with city). The spacious lot also offers plenty of outdoor space and ample parking possibilities. Conveniently located near schools, shopping, dining, and major freeways, this home combines location, functionality, and endless possibilities. Whether you’re looking for your next family home or an investment opportunity with upside potential, this is one you don’t want to miss!
Location
Los Angeles, Los Angeles County, CA 90011
Open on Google Maps ↗Listed by: Valerie Norris · Homesmart Realty Group
Payment estimate
$5,146
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,000 · Loan: $621,000
- Principal & Interest
- $3,868
- Property tax (1.25%)
- $719
- Homeowners insurance
- $300
- Mortgage insurance
- $259
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 14, 2026
- 30-year fixed
- 6.36%
- 15-year fixed
- 5.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $24,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Los Angeles, CA 90011 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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