ActiveSingleFamilyResidence

640 E 54th Street

Los Angeles, CA, 90011

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$690,000

MLS: IG26103174

Beds

4

Baths

2

Sq Ft

1,279

Lot

0.11 ac

Year Built

1905

MLS #

IG26103174

Days on Market

1

Listed

May 12, 2026

Description

Incredible Opportunity in Los Angeles with ADU Potential! Welcome to 640 E 54th Street, a charming 4-bedroom, 2-bathroom home offering approximately 1,279 square feet of comfortable living space on a generous 4,700 sq ft lot. This property is packed with potential and is perfect for homeowners or investors looking to maximize value. Step inside to a bright and inviting floor plan filled with natural light, featuring a spacious living area, well-sized bedrooms, and a functional kitchen with ample cabinetry. The versatile layout offers comfort and flexibility for everyday living. What truly sets this property apart is the large, detached garage with exciting ADU conversion potential—an incredible opportunity to create additional living space, rental income, a guest house, or a private home office (buyer to verify with city). The spacious lot also offers plenty of outdoor space and ample parking possibilities. Conveniently located near schools, shopping, dining, and major freeways, this home combines location, functionality, and endless possibilities. Whether you’re looking for your next family home or an investment opportunity with upside potential, this is one you don’t want to miss!

Location

Los Angeles, Los Angeles County, CA 90011

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Listed by: Valerie Norris · Homesmart Realty Group

Payment estimate

$5,146

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $69,000 · Loan: $621,000

%
Principal & Interest
$3,868
Property tax (1.25%)
$719
Homeowners insurance
$300
Mortgage insurance
$259
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Los Angeles home with as little as 3.5% down using an FHA loan — roughly $24,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.