645 Chestnut Avenue 316
Long Beach, CA, 90802
$499,000
MLS: 26661655
Beds
2
Baths
2
Sq Ft
867
Lot
0.71 ac
Year Built
1986
MLS #
26661655
Days on Market
8
Listed
Mar 9, 2026
Description
Located on the top floor of a well-positioned Long Beach building, this spacious condo delivers the rare combination of light, volume, and genuine walkability that's so hard to find at this price point. Soaring ceilings and skylights pour natural light through the open living and dining areas the kind of airy, generous space that works equally well for a quiet evening in or a proper dinner party. The kitchen is well-equipped with granite counters, stainless steel appliances, and a breakfast bar that keeps the cook connected to the living room. Hardwood floors run throughout the main living areas, new carpet in the primary bedroom, a new floor in the main bath, and freshly painted throughout - move-in ready in every sense. The two bedrooms are positioned on opposite sides of the floorplan for privacy, with the primary suite offering a large closet and an en suite bath with dual vanities. A bonus room above the unit adds flexible space for a home office, studio, or storage. In-unit laundry and secure gated parking round out the practical side of things. The building's central location puts downtown Long Beach, the waterfront, the Metro, and the freeway within easy reach but once you're inside, it feels more like a quiet retreat than a city address.
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Deborah Pisaro · Coastline 840
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90802 (Long Beach) within ±10% of this home's price and size.
$449,900
640 W 4th 315
Long Beach, 90802
$450,000
21 Alamitos 1
Long Beach, 90802
$450,000
338 1 Elm Avenue 1
Long Beach, 90802
$465,000
1237 E 6th Street 110
Long Beach, 90802
$469,000
1237 E 6th 106
Long Beach, 90802
$469,000
640 W 4th Street 410
Long Beach, 90802
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.