64868 Tonto Drive
Joshua Tree, CA, 92252
$314,900
MLS: IG25099242
Beds
2
Baths
1
Sq Ft
1,160
Lot
0.22 ac
Year Built
1960
MLS #
IG25099242
Days on Market
309
Listed
May 5, 2025
Description
CAN BUY WITH A USDA LOAN ZERO DOWN OR COULD BE GREAT SHORT TERM RENTAL ADORABLE REMODELED JOSHUA TREE HOME WITH A 875 SF FT OVERSIZED DETACHED GARAGE CAN BE A FOREVER HOME WITH A GARAGE LARGE ENOUGH TO TURN INTO A 2 BEDROOM ADU OR A GARAGE YOU HAVE PLENTY OF SPACE TO WORK OUT OF INSIDE YOU HAVE 2 BEDROOMS WITH A LARGE BATHROOM A REFRESHED KITCHEN WITH QUARTZ COUNTER TOPS AND STAINLESS STEEL APPLIANCES LIVING ROOM WITH NEW LARGE WINDOWS TO LET IN PLENTY OF SUNSHINE DINING RIGHT OFF OF THE LIVING FOR YOUR SUNDAY NIGHT DINNER GUESTS HOME HAS BRAND NEW WINDOWS THROUGH OUT NEW LUXURY VINLY FLOORING RECESSED LIGHTING THROUGHT OUT CENTRAL AIR/HEAT ALL OF THIS IS LOCATED IN THE SUNFAIR AREA ,CLOSE TO THE DRY LAKE AND THE RECEATIONAL RIDING AREA MINUTES FROM DOWNTOWN JOSHUA TREE ,JOSHUA TREE NATIONAL PARK AND THE SATURDAY MORNING FARMERS MARKET SHORT DRIVE TO SHOPPING IN YUCCA VALLEY,RESTAURANTS AND NIGHT LIFE IN PALM SPRINGS COME CHECK OUT YOUR HOME AND SURROUNDING AREA YOU WONT BE DISAPPOINTED
Location
Joshua Tree, San Bernardino County, CA 92252
Open on Google Maps ↗Listed by: LORI MESSNER · MESSNER REALTY
Payment estimate
$2,487
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,490 · Loan: $283,410
- Principal & Interest
- $1,741
- Property tax (1.25%)
- $328
- Homeowners insurance
- $300
- Mortgage insurance
- $118
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Joshua Tree home with as little as 3.5% down using an FHA loan — roughly $11,022 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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