650 Pacific Street 8
Santa Monica, CA, 90405
$1,449,000
Original list price: $1,499,000
MLS: 26849839
Beds
2
Baths
3
Sq Ft
1,490
Lot
0.27 ac
Year Built
1989
MLS #
26849839
Days on Market
40
Listed
Jun 24, 2026
Description
Welcome to Pacific - a tri-level corner townhouse situated in prime Santa Monica, conveniently located just moments from Main Street, the beach, and local attractions. This updated, light-filled front-facing townhouse offers a spacious 2 bedrooms / 3 bathrooms floor plan with soaring ceilings and city views. This home was thoughtfully designed with ensuite bathrooms in each bedroom, natural light radiating throughout, ample storage, and an attached 2-car garage with direct access. The top floor presents an Open Floor plan, perfect for entertaining by the gold accented fireplace and enjoying the beautiful Santa Monica landscape through floor to ceiling windows. The entryway welcomes you through an idyllic private patio, with lush landscaping and a water fountain. Both bedrooms are positioned on the entry level, alongside the interior washer / dryer. The primary suite includes customized dual powered blinds that are black out and light filtering, a stunning marble double vanity and large, mirrored closets, perfect for all your organizational needs. Downstairs includes a bonus room, which can be enjoyed as an office or flex space, leading to the 2-car garage with a 24 amp Tesla electric charger and additional storage space. Recent upgrades include a new HVAC system, full roof replacement completed 2025, and the exterior of the complex is currently undergoing new paint, trim, and exterior light fixtures. This is truly a special property - capturing the best features of Westside living.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Talya Gumpel · Core Realty, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$11,489
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $144,900 · Loan: $1,304,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $8,380
- Property tax (1.25%)
- $1,509
- Homeowners insurance
- $300
- Mortgage insurance
- $543
- HOA dues
- $756
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $50,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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