6545 Dos Rios Rd
Downey, CA, 90240
$1,069,000
MLS: DW26152464
Beds
5
Baths
3
Sq Ft
1,952
Lot
0.14 ac
Year Built
1953
MLS #
DW26152464
Days on Market
14
Listed
Jul 21, 2026
Description
Exclusive Treasure Island Opportunity – Less Than 90 Homes in This Secluded Downey Enclave! Welcome to 6545 Dos Rios Road, Downey, CA 90242 – a rare offering in the highly coveted Treasure Island subdivision, This impressive single-story residence boasts 5 bedrooms and 3 bathrooms, featuring a wide entrance, separate family room, oversized bedrooms, and a 2:1 bathroom ratio outside the primary suite – a layout ideal for multigenerational living, next-gen suites, or work-from-home opportunities. The oversized kitchen is a chef's delight with a large island, coffee-glaze maple cabinets, and crown molding throughout. Enjoy the benefits of financed solar with a low assumable rate, a cozy fireplace, walkways on either side of the home for added privacy, a reverse osmosis water system, and ample space for gardening or to build a pool. Located just outside the new Tesoro Walk construction, this home rivals new builds with superior character, a generous lot, and unbeatable value. Qualifies for ALL financing – FHA, VA, Conventional, and DSCR – making it the Best Buy per square foot in this exclusive neighborhood an intimate and private enclave of fewer than 90 homes with no thoroughfares, wider streets, and streets that lead directly into Treasure Island Park with scenic walking trails and riverbed bike paths along the Rio Hondo. Nestled in a city rich in history – from its founding in 1873 and the famous Downey Train Depot to its legacy as the home of the oldest McDonald's still standing – this property offers the perfect blend of small-town charm and modern convenience. Centrally located with seamless access to major freeways including the I-5 (Santa Ana Freeway), I-605 (San Gabriel River Freeway), I-710 (Long Beach Freeway), and I-105 (Century Freeway), commuting throughout Southern California is effortless. Just minutes away, enjoy premier shopping destinations such as the Downey Landing Shopping Center, Stonewood Center, and the new Tesoro Walk development featuring dining, retail, and entertainment options. Don't miss out on this secluded gem – contact Georgette Solano, Broker Realtor, your Downey neighbor to schedule your private showing today!
Location
Downey, Los Angeles County, CA 90240
Open on Google Maps ↗Listed by: Georgette Solano · Century 21 Allstars
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,997
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $106,900 · Loan: $962,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,183
- Property tax (1.25%)
- $1,114
- Homeowners insurance
- $300
- Mortgage insurance
- $401
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Downey home with as little as 3.5% down using an FHA loan — roughly $37,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Downey property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
Local Market Stats
See Downey, CA 90240 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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