669 Saratoga Avenue
Ventura, CA, 93003
$1,200,000
MLS: V1-36714
Beds
4
Baths
3
Sq Ft
2,237
Lot
0.10 ac
Year Built
2001
MLS #
V1-36714
Days on Market
6
Listed
Jun 11, 2026
Description
Set on one of the larger lots in this quiet, centrally located Ventura neighborhood, 669 Saratoga Ave is the kind of home that has been genuinely cared for over the years. A covered front porch and lush, curated landscaping welcome you before you even step inside. Inside, soaring two-story ceilings, dark hardwood floors, and a sweeping wrought-iron staircase set a warm, substantial tone. The home is adorned with plantation shutters throughout, perfectly positioned to take advantage of Ventura's abundant natural light. The well-kept kitchen features white cabinetry, granite countertops, a center island, and stainless appliances - opening to a family room with vaulted ceilings, a gas fireplace, and built-in shelving with a slider to the backyard. The more recently remodeled primary suite is the crown jewel. The spa-caliber bathroom features a freestanding soaking tub, a frameless glass walk-in shower with pebble mosaic floors, built-in bench, dual rain and handheld fixtures, floor-to-ceiling tile, and a stunning oak double vanity with quartz counters and matte black hardware throughout. The oversized walk-in closet with built-in shelving completes the retreat. Three additional bedrooms include a fully enclosed fourth-bedroom loft conversion with its own closet built-ins. The backyard is a genuine highlight - a generously sized, thoughtfully designed outdoor living space featuring easy-to-maintain lush turf, a stone built-in BBQ kitchen, fire pit lounge area, and mature shade and fruit trees. Whether you're hosting or simply unwinding, there's room and ambiance for both. Steps from Thille Park and with easy access to the 101 and 126 freeways, this one is hard to beat.
Location
Ventura, Ventura County, CA 93003
Open on Google Maps ↗Listed by: Nick Bowen · eXp Realty of California Inc
Payment estimate
$8,841
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $120,000 · Loan: $1,080,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,841
- Property tax (1.25%)
- $1,250
- Homeowners insurance
- $300
- Mortgage insurance
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $42,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93003 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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