$385,000
MLS: 26003669
Beds
3
Baths
2
Sq Ft
1,689
Lot
0.16 ac
Year Built
1999
MLS #
26003669
Days on Market
2
Listed
May 7, 2026
Description
This is the home you have been waiting for in the Silver Creek neighborhood of Bakersfield! This 3-bedroom, 2 full bath home with a dedicated office offers the perfect blend of comfort, style, and functionality. Fresh interior paint and new flooring create a bright, modern feel throughout. The great room is inviting and a great entertaining space. The primary bedroom has an oversized walk-in closet, and soaker tub. This home has great curb appeal, and the tile roof offers peace of mind. The front yard is landscaped, and the backyard features mature shade trees and fruit trees give you a peaceful oasis. The patio is an inviting outdoor retreat, for you to enjoy. Whether you're working from home, entertaining guests, or simply enjoying everyday living, this home has the space and setting you've been searching for. Conveniently located near parks, schools, the new Target, and many dining options, this Silver Creek home is waiting for you. *Professional Photos Coming Soon.
Location
Bakersfield, Kern County, CA 93313
Open on Google Maps ↗Listed by: Jennie Settelmeyer · BHGRE Platinum Realty Group
Payment estimate
$3,006
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,500 · Loan: $346,500
- Principal & Interest
- $2,161
- Property tax (1.25%)
- $401
- Homeowners insurance
- $300
- Mortgage insurance
- $144
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $13,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93313 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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