PendingSingleFamilyResidence

681 Virginia Court

Lake Arrowhead, CA, 92352

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$395,000

MLS: IG26083430

Beds

3

Baths

3

Sq Ft

1,158

Lot

0.06 ac

Year Built

1989

MLS #

IG26083430

Days on Market

4

Listed

Apr 17, 2026

Description

Nestled among the trees with beautiful forest views, this tastefully updated cabin offers the rare combination of level parking and easy level entry—making mountain living both convenient and inviting. Step inside to the main level, where an open-concept living area welcomes you with warm natural light, engineered wood floors, and a cozy wood-burning fireplace. The updated kitchen features stainless steel appliances and flows seamlessly into the living space, perfect for entertaining or relaxing after a day outdoors. A conveniently located powder room completes this level. Step outside onto the elevated deck to take in the fresh mountain air and unwind under the pines. The middle level offers two comfortable bedrooms, a full bathroom, and a dedicated laundry closet for added convenience. Downstairs, a private-entry suite provides excellent flexibility for guests, extended family, or potential rental use, complete with its own full bathroom and access to a spacious lower deck with firepit. Additional highlights include a fenced yard, newer roof (2022), mini-split system for year-round comfort, newer exterior paint (2023), newer water heater (2021), and a kitchen water filtration system. Offered turnkey with furnishings negotiable, this home is ready to enjoy from day one—whether as a full-time residence, weekend escape, or investment opportunity.

Location

Lake Arrowhead, San Bernardino County, CA 92352

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Listed by: Simone Knepper · COLDWELL BANKER SKY RIDGE REALTY

Payment estimate

$3,044

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $39,500 · Loan: $355,500

%
Principal & Interest
$2,184
Property tax (1.25%)
$411
Homeowners insurance
$300
Mortgage insurance
$148
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $13,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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