770 Cottage Grove
Lake Arrowhead, CA, 92352
$399,000
MLS: IG26070103
Beds
3
Baths
2
Sq Ft
1,055
Lot
0.27 ac
Year Built
1925
MLS #
IG26070103
Days on Market
17
Listed
Apr 1, 2026
Description
Charming older mountain cottage on a 0.27-acre wooded lot in Lake Arrowhead (built 1925, renovated around 1960). This 2-story home offers 3 bedrooms and 2 bathroom across approximately 1055 sq ft of living space. Interior features include a compact, cozy layout with original-period character, modest living areas, and simple finishes consistent with a vintage cabin that has seen some updates. Exterior amenities include a 2-car garage and a sloped, treed yard with typical mountain landscaping and private feel.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Monica Mnich · KELLER WILLIAMS LAKE ARROWHEAD
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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