6829 Indian Cove
29 Palms, CA, 92277
$520,000
MLS: JT26017429
Beds
4
Baths
2
Sq Ft
1,804
Lot
0.82 ac
Year Built
2022
MLS #
JT26017429
Days on Market
55
Listed
Jan 24, 2026
Description
Newer Construction Home! VERY RARE here in the desert, insurance company's dream! FULLY PAID OFF SOLAR! Your dream home awaits in this nearly brand-new 4-bedroom, 2-bath stunner that blends modern style with QUALITY construction. Built with a well-insulated 2x6 frame and top-of-the-line double-glazed windows, it offers comfort, quiet, and energy efficiency year-round. Enjoy peace of mind knowing everything is fresh and low maintenance, so you can simply move in and enjoy. The light-filled open floorplan features vaulted ceilings, a showstopping kitchen with a massive quartz island and bar seating, and a private split layout perfect for any lifestyle. With luxury LVP flooring, gorgeous tile bathrooms, a spacious laundry room, a huge walk-in closet in the primary suite, and every detail is designed for comfort and efficiency. Ideally located just a hop, skip, and a jump to MCAGCC, Indian Cove Campground in Joshua Tree National Park, the growing downtown scene of 29 Palms, and Joshua Tree, this elevated lot just under an acre offers stunning views and the perfect balance of adventure and ease.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Courtney Houston · Joshua Tree Modern
Payment estimate
$3,912
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,000 · Loan: $468,000
- Principal & Interest
- $2,875
- Property tax (1.25%)
- $542
- Homeowners insurance
- $300
- Mortgage insurance
- $195
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $18,200 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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