705 Elm Street
Tehachapi, CA, 93561
$419,000
MLS: 26003582
Beds
3
Baths
2
Sq Ft
1,617
Lot
0.19 ac
Year Built
1964
MLS #
26003582
Days on Market
0
Listed
May 4, 2026
Description
If you've been looking for something updated, functional, and close to it all - THIS ONE DELIVERS! Located near Downtown Tehachapi, this 3-bedroom, 2-bath home features new flooring throughout, a remodeled kitchen with two ovens, and tastefully updated bathrooms that give the home a clean, modern feel. Two separate living rooms, each with its own fireplace, offer the space and flexibility you want - whether you're hosting or just spreading out. The attached garage adds convenience, while the landscaped backyard is set up for year-round enjoyment and includes two storage sheds for extra storage or projects. A manual transfer switch makes it easy to connect a portable generator when needed. All less than a mile from Philip Marx Central Park and close to local dining, shopping, and everyday essentials.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Brittany Smith · Watson Realty
Payment estimate
$3,140
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,900 · Loan: $377,100
- Principal & Interest
- $2,334
- Property tax (1%)
- $349
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 30, 2026
- 30-year fixed
- 6.30%
- 15-year fixed
- 5.64%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $14,665 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Similar Homes Nearby
Active and pending listings in ZIP 93561 (Tehachapi) within ±10% of this home's price and size.
$399,000
21921 Fig Court
Tehachapi, 93561
Pending18 DOM$400,000
30751 Pinedale Drive
Tehachapi, 93561
Pending12 DOM$419,000
718 Elm Street
Tehachapi, 93561
$419,000
718 Elm
Tehachapi, 93561
$419,000
18461 Santa Anita Street
Tehachapi, 93561
Active38 DOM$429,900
906 Mulberry Street
Tehachapi, 93561
Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.