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Under ContractSingleFamilyResidence

7074 Sterling Ct

Rancho Cucamonga, CA, 91701

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$700,000

MLS: IG26168682

Beds

4

Baths

3

Sq Ft

1,771

Lot

0.17 ac

Year Built

1988

MLS #

IG26168682

Days on Market

10

Listed

Aug 11, 2026

Description

CUL-DE-SAC • 3-CAR GARAGE • LARGE LOT • HIGHLY RATED SCHOOLS Welcome to this great home tucked away on a quiet cul-de-sac in one of Rancho Cucamonga’s desirable neighborhoods. Filled with natural light and offering a spacious, functional floor plan, this home is ready for its next owner to bring their own style and vision. With generous living spaces, a large backyard and a three-car garage, there is plenty of opportunity to make this home exactly what you want it to be. Step through the double-door entry into a light-filled interior with soaring ceilings and an open living and dining area. Multiple windows and sliding doors bring in plenty of natural light. Continue into the kitchen, featuring abundant cabinetry, generous counter space and a layout that opens to the adjoining family area, creating an easy flow. A fireplace provides a natural focal point for the family room. Upstairs, the bedrooms offer vaulted ceilings and plenty of opportunity to create personalized spaces. With four bedrooms and three bathrooms, the floor plan provides flexibility for families, guests, a home office or additional work-from-home space. Outside is where the possibilities really open up. The oversized lot offers a spacious backyard with a large covered patio, mature landscaping and plenty of room to reimagine the space for outdoor entertaining, gardening, play areas or your own private retreat. The attached three-car garage and wide driveway provide the additional parking and storage buyers are always looking for. And the location is a standout. The home is approximately 0.3 mile from Victoria Groves Elementary, with Vineyard Junior High and Los Osos High School also nearby. Outdoor recreation is practically at your doorstep, with the Pacific Electric Inland Empire Trail, Central Park and Victoria Groves Park nearby. The surrounding Victoria neighborhood also offers convenient access to shopping, restaurants and Victoria Gardens. With its cul-de-sac setting, three-car garage, larger lot, desirable school options and central Rancho Cucamonga location, this home offers the opportunity to update a home to your own taste while investing in the features and location that are difficult to change.

Location

Rancho Cucamonga, San Bernardino County, CA 91701

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Listed by: Diana Renee · Keller Williams Realty

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,336

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $70,000 · Loan: $630,000

%

Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,044
Property tax (1.25%)
$729
Homeowners insurance
$300
Mortgage insurance
$263
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 20, 2026

30-year fixed
6.65%
15-year fixed
5.95%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $24,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Rancho Cucamonga, CA 91701 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.