712 Silver Oak Drive
Tehachapi, CA, 93561
$340,000
MLS: 26003584
Beds
3
Baths
2
Sq Ft
1,221
Lot
0.16 ac
Year Built
1989
MLS #
26003584
Days on Market
0
Listed
May 4, 2026
Description
Centrally located and just minutes from shopping, schools, parks, restaurants, and freeway access! This well-cared-for 3-bedroom, 2-bath home offers an open floorplan with vaulted ceilings, a cozy gas fireplace, and an adjacent dining area. Enjoy added comfort with ceiling fans throughout, plus skylight tubes in the living room and guest bedroom that bring in abundant natural light. The functional kitchen is conveniently located next to the laundry room and offers plenty of shelving and extra storage space. Relax or entertain year-round in the spacious enclosed patio featuring a 3-person jacuzzi. Both the front and back yards showcase mature landscaping with large shade trees, creating beautiful outdoor spaces to enjoy. Save on energy costs with Tesla solar panels (buyer to assume contract), and take advantage of the backyard storage shed for added convenience. With durable stucco siding and a tile roof for lower maintenance, this centrally located home is a must-see. Schedule your showing today!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Kari Blackburn · Coldwell Banker Frontier
Payment estimate
$2,605
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,000 · Loan: $306,000
- Principal & Interest
- $1,894
- Property tax (1%)
- $283
- Homeowners insurance
- $300
- Mortgage insurance
- $128
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 30, 2026
- 30-year fixed
- 6.30%
- 15-year fixed
- 5.64%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $11,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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