ActiveSingleFamilyResidence

7120 Cholla Avenue

Yucca Valley, CA, 92284

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$284,900

MLS: 219143806DA

Beds

3

Baths

2

Sq Ft

1,056

Lot

0.19 ac

Year Built

1974

MLS #

219143806DA

Days on Market

36

Listed

Feb 25, 2026

Description

Welcome to this inviting 3-bedroom, 2-bathroom residence, perfectly situated on a generous lot that offers endless possibilities for outdoor living. Bathed in natural light, the home boasts a bright and airy atmosphere that begins the moment you step through the door.The heart of the home features a seamless open-concept living area that flows directly into a well-appointed kitchen--an ideal setup for entertaining and daily life. The primary suite serves as a private retreat with its own en-suite bathroom, while two additional bedrooms offer the perfect space for a growing family, guests, or a dedicated home office.

Location

Yucca Valley, San Bernardino County, CA 92284

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Listed by: Anthony Feroleto · Coldwell Banker Realty

Payment estimate

$2,279

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $28,490 · Loan: $256,410

%
Principal & Interest
$1,575
Property tax (1.25%)
$297
Homeowners insurance
$300
Mortgage insurance
$107
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $9,972 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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