6414 Indio Avenue
Yucca Valley, CA, 92284
$260,000
MLS: 219137281DA
Beds
3
Baths
1
Sq Ft
860
Lot
0.18 ac
Year Built
1955
MLS #
219137281DA
Days on Market
182
Listed
Oct 20, 2025
Description
***PRICE ADJUSTMENT!!!!***PERFECT INCOME PROPERTY, FIRST HOME, OR JUST A GETAWAY FROM THE CITY! MINUTES AWAY FROM JOSHUA TREE & PALM SPRINGS! THIS BEAUTIFUL HOME IS ON A PAVED STREET, ON SEWER & DISTRICT WATER! WALKING DISTANCE TO SHOPPING! ALL CERAMIC TILE INSIDE, CEILING FANS, EVAPORATIVE COOLER FOR LOWER UTILITY BILLS, BONUS ROOM OFF KITCHEN, FENCED BACKYARD WITH PRIVACY FENCE FROM NEIGHBORS. DETACHED LARGE GARAGE/STORAGE/ ART STUDIO (CAN BE CONVERTED) WITH LAUNDRY HOOKUPS. PROPERTY IS SOLD AS-IS! MAKE AN OFFER!
Location
Yucca Valley, San Bernardino County, CA 92284
Open on Google Maps ↗Listed by: Stacey Clayton · Desert Empire Realty
Payment estimate
$2,106
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,000 · Loan: $234,000
- Principal & Interest
- $1,438
- Property tax (1.25%)
- $271
- Homeowners insurance
- $300
- Mortgage insurance
- $98
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Yucca Valley home with as little as 3.5% down using an FHA loan — roughly $9,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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