$310,000
Original list price: $335,000
MLS: JT26139614
Beds
3
Baths
2
Sq Ft
1,560
Lot
0.42 ac
Year Built
1997
MLS #
JT26139614
Days on Market
49
Listed
Jun 26, 2026
Description
Nestled in the desirable Indian Cove neighborhood, this home offers stunning views of the National Park and is just moments from the Indian Cove Campground entrance. Seller has a VA 5.9% interest rate assumable loan(if buyer wants to assume loan, buyer must qualify) As you arrive, a long driveway welcomes you to a large, usable lot and an attached two-car garage. Inside, you’ll love the open-concept layout, a spacious living and dining area, and an updated kitchen with quartz countertops, modern cabinetry, stainless steel appliances, and direct garage access. The home also features dual cooling with both a central HVAC system and an evaporative cooler, providing year-round comfort. Down the hall, two generous bedrooms offer ample closet space, while the conveniently located guest bathroom is generously sized and has been beautifully updated with new tile flooring, a new vanity, and a new shower and tub. The primary suite features dual closets and an updated en-suite bathroom with dual sinks and a walk-in shower. Outside, the large, fully fenced backyard, complete with a drive-through gate, is perfect for relaxing, entertaining, or storing your toys and recreational vehicles. Don’t miss this gem—come experience the incredible boulder views and make this Indian Cove home yours!
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Sean Dittmer · C & S Real Estate, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,534
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $31,000 · Loan: $279,000
Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,795
- Property tax (1.25%)
- $323
- Homeowners insurance
- $300
- Mortgage insurance
- $116
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 13, 2026
- 30-year fixed
- 6.67%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $10,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This 29 Palms property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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