7186 Napa
Alta Loma, CA, 91701
$685,000
Original list price: $700,000
MLS: CV26146537
Beds
3
Baths
2
Sq Ft
1,240
Lot
0.17 ac
Year Built
1973
MLS #
CV26146537
Days on Market
24
Listed
Jul 15, 2026
Description
Welcome to 7186 Napa Ave, a charming single-story ranch-style gem located in the highly desirable community of Alta Loma! Coveted East-facing, this light-filled home features 3 bedrooms, 2 bathrooms, and a spacious, functional floor plan that is ready for its next chapter. Value and peace of mind come built-in with a 1-year-old HVAC system and a newer 10-year-old roof. The sunlit kitchen opens directly to the dining area and comes equipped with a cooktop, wall oven, and dishwasher. Moving outside, the property sits on a generous 7,250-square-foot lot highlighted by a spacious backyard with a large covered concrete patio, perfect for outdoor dining and entertaining. Complete with an attached 2-car garage and a wide driveway for ample off-street parking, this home is conveniently located near top-rated Alta Loma High School, local parks, shopping, and dining. Don't miss this fantastic Alta Loma opportunity—schedule your tour today!
Location
Alta Loma, San Bernardino County, CA 91701
Open on Google Maps ↗Listed by: Rony Sosa · REACTION REALTY
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,244
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $68,500 · Loan: $616,500
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,974
- Property tax (1.25%)
- $714
- Homeowners insurance
- $300
- Mortgage insurance
- $257
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Alta Loma home with as little as 3.5% down using an FHA loan — roughly $23,975 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91701 (Alta Loma)within ±10% of this home's price and size.
$650,000
7021 Cameo
Rancho Cucamonga, 91701
$678,888
9028 La Verne
Rancho Cucamonga, 91701
$699,000
8981 Avalon Street
Rancho Cucamonga, 91701
$704,900
11013 Shaw
Rancho Cucamonga, 91701
$719,900
9359 Lomita
Rancho Cucamonga, 91701
$750,000
9222 Cielito Street
Rancho Cucamonga, 91701
Local Market Stats
See Rancho Cucamonga, CA 91701 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.