720 W 4th 305
Long Beach, CA, 90802
$505,000
MLS: IG26053232
Beds
2
Baths
2
Sq Ft
957
Lot
0.74 ac
Year Built
1984
MLS #
IG26053232
Days on Market
29
Listed
Mar 13, 2026
Description
Beautifully remodeled 2-bedroom, 2-bath residence offering the ideal beach lifestyle. This bright and inviting home features a well-designed layout with spacious living areas, abundant natural light, and a comfortable open-concept feel. The spacious living room flows into the upgraded kitchen, featuring new quartz countertops, stainless steel appliances, and a new sink and faucet. Both bathrooms have been tastefully remodeled, and the home includes fresh interior paint and natural wood-design laminate flooring throughout. The hallway laundry area conveniently includes a newer stackable washer and dryer, neatly tucked away. Down the hall, the spacious en-suite primary bedroom offers dual wall closets, vanity cabinets, and a sliding glass door that opens to a private balcony. The second bedroom is equally spacious, featuring similar closet space and a vanity area with convenient access to the hallway bathroom. The unit includes 2 dedicated parking spaces with overhead storage in the subterranean garage. The secured complex offers modern cell-app and FOB access for entry to the parking areas, mailroom, and building. Residents enjoy low HOA dues and amenities including a community recreation room, a well-equipped gym, bike storage, and an open green outdoor space for entertaining. Ideally located just down the street from a community center and park, and only minutes from freeway access, downtown, and the beach. Enjoy nearby coastal amenities including restaurants, shops, bike trails, picnic areas, kiting, a skate park, and an on-sand restaurant.
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Julie Lee · JL Realty & Management
Payment estimate
$3,808
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,500 · Loan: $454,500
- Principal & Interest
- $2,793
- Property tax (1.25%)
- $526
- Homeowners insurance
- $300
- Mortgage insurance
- $189
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $17,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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