640 W 4th Street 205
Long Beach, CA, 90802
$475,000
Original list price: $507,000
MLS: 25599787
Beds
2
Baths
2
Sq Ft
945
Lot
0.67 ac
Year Built
1990
MLS #
25599787
Days on Market
258
Listed
Sep 30, 2025
Description
This charming two-bedroom, two-bathroom condo offers 1,073 square feet of living space and a cozy yet open-concept feel. The spacious kitchen and living room lead out to a private balcony, perfect for enjoying city views. Located in a community with security features, residents can also take advantage of a rooftop pool and spa, adding an extra touch of luxury. The property is ideally situated near a variety of restaurants, parks, waterfront activities, and entertainment options, with a short walk to the park or beach. It's the perfect blend of comfort, convenience, and charm.
Location
Long Beach, Los Angeles County, CA 90802
Open on Google Maps ↗Listed by: Ron Davis · Wahlund & Co. Realty Group
Payment estimate
$4,104
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $47,500 · Loan: $427,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,708
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
- HOA dues
- $423
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Long Beach, CA 90802 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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