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Big Bear City, CA, 92314

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$324,900

MLS: IG26046279

Beds

2

Baths

2

Sq Ft

952

Lot

0.13 ac

Year Built

1968

MLS #

IG26046279

Days on Market

1

Listed

Mar 3, 2026

Description

This charming Dutch Gambrel-style mountain home offers the perfect blend of character, comfort, and location ~ Ideally situated in the heart of Big Bear City, it’s conveniently close to ski slopes, shopping, dining, and local entertainment ~ An ideal opportunity for full-time living, a weekend getaway, or an investment property ~ Thoughtfully upgraded and beautifully maintained, the home features a functional layout filled with warmth and natural charm ~ Enjoy crisp mountain air and star-filled nights from the expansive wraparound concrete porch that extends to the back of the home ~ Perfect for BBQs, relaxing, and entertaining ~ Inside, you’ll find two spacious bedrooms, both with views of Gold Mountain in the distance ~ Two updated bathrooms, one upstairs, and one down ~ Master bathroom has a large, tiled shower with two showerheads ~ Laundry hookups, newer laminate-style flooring, dual pane windows, and a wood-burning stove complete with tile hearth ~ Beautifully appointed kitchen, with stainless steel appliances ~ Fully fenced yard ~ This inviting mountain retreat is truly a special find.

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Will Rahill · KELLER WILLIAMS BIG BEAR

Payment estimate

$2,557

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $32,490 · Loan: $292,410

%
Principal & Interest
$1,797
Property tax (1.25%)
$338
Homeowners insurance
$300
Mortgage insurance
$122
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $11,372 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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