7374 Layton Street
Rancho Cucamonga, CA, 91730
$599,000
MLS: WS26122234
Beds
4
Baths
2
Sq Ft
1,471
Lot
0.17 ac
Year Built
1965
MLS #
WS26122234
Days on Market
10
Listed
Jun 4, 2026
Description
An incredible opportunity to reimagine, renovate, and create value in the heart of Rancho Cucamonga! Whether you're a buyer eager to add your personal style or an investor looking for your next value-add project, this property is filled with potential. Located in an established neighborhood, this single-story home features a spacious floor plan with multiple living areas, generously sized bedrooms, and a functional kitchen that flows into the dining area. Large windows throughout the home allow for plenty of natural light, creating a bright and inviting atmosphere. Situated on a sizable lot, the property offers ample outdoor space for entertaining, gardening, or future improvements. The attached garage and extended driveway provide convenient parking and storage options. With solid bones and endless possibilities, this home presents the perfect canvas for renovation, modernization, or simply adding your own finishing touches. Conveniently located near schools, shopping, dining, parks, and major commuter routes, this property offers both opportunity and location. Whether you're looking to build equity, create your dream home, or expand your investment portfolio, this is a chance you won't want to miss. Bring your vision and unlock the full potential of this Rancho Cucamonga opportunity!
Location
Rancho Cucamonga, San Bernardino County, CA 91730
Open on Google Maps ↗Listed by: Ruth Martinez · Wedgewood Homes Realty
Payment estimate
$4,563
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,415
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91730 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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