73741 Serrano
29 Palms, CA, 92277
$138,000
MLS: JT25274239
Beds
2
Baths
2
Sq Ft
988
Lot
0.18 ac
Year Built
1955
MLS #
JT25274239
Days on Market
132
Listed
Dec 10, 2025
Description
Looking for a project in 29 Palms! This property has incredible potential. The main home features 2 bedrooms and 1 bathroom, an open-concept living room and kitchen, and a spacious bonus room perfect for an office, studio, or additional living space. The bathroom includes a walk-in tile shower for a modern touch. An unpermitted garage conversion adds extra flexibility, offering a mini kitchen and additional bathroom—ideal for guests, hobbies, or future improvements. Located near the Tortoise Rock Casino, and just a short drive to Joshua Tree National Park and the 29 Palms Marine Corps Base, this property offers both convenience and strong investment potential. Bring your vision and make this desert opportunity your own!
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: April Bryant · Tri-Valley Realty
Payment estimate
$1,259
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $13,800 · Loan: $124,200
- Principal & Interest
- $763
- Property tax (1.25%)
- $144
- Homeowners insurance
- $300
- Mortgage insurance
- $52
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $4,830 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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