74146 Cactus Drive
29 Palms, CA, 92277
$415,000
Original list price: $435,000
MLS: JT26112437
Beds
3
Baths
2
Sq Ft
1,606
Lot
0.34 ac
Year Built
2006
MLS #
JT26112437
Days on Market
21
Listed
May 24, 2026
Description
Move-in ready and thoughtfully updated, this beautifully designed 3-bedroom, 2-bath desert home offers 1,606 square feet of comfortable living with an effortless blend of style, functionality, and energy efficiency. Bright open-concept living spaces create a seamless flow between the kitchen, dining, and living areas, while expansive windows fill the home with natural light and frame the warm, inviting desert atmosphere. Recently updated kitchen and flooring bring a fresh contemporary feel throughout the home, while the bedrooms feature high-quality soft 55-count carpeting with upgraded foam padding for exceptional comfort and warmth. Plantation-style shutters throughout enhance both the aesthetic and functionality of the home, offering added privacy, timeless character, and improved energy efficiency year-round. Adding exceptional long-term value, the property includes paid-off solar system (to be paid off at close of escrow)— a highly sought-after feature that offers lower utility costs, improved efficiency, and increased buyer appeal in today’s market. The spacious primary suite serves as a private retreat with its own ensuite bathroom, while two additional bedrooms provide flexibility for guests, a home office, or creative space. The finished attached garage has also been upgraded with a brand-new mini split system, creating an ideal flex space for a home gym, studio, workshop, game room, or additional bonus living area. Outside, the large fully fenced backyard offers endless potential to create your own desert oasis — whether envisioning outdoor entertaining, dining under the stars, room for pets, or simply enjoying the peaceful surroundings and open skies. Ideally located on paved roads with convenient access to downtown, Freedom Plaza, local restaurants, shopping, and the North Entrance of Joshua Tree National Park, the property combines comfort, convenience, and quintessential High Desert living.
Location
29 Palms, San Bernardino County, CA 92277
Open on Google Maps ↗Listed by: Christina Beck · Joshua Tree Modern
Payment estimate
$3,254
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,366
- Property tax (1.25%)
- $432
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this 29 Palms home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92277 (29 Palms)within ±10% of this home's price and size.
$375,000
6013 Encelia Drive
29 Palms, 92277
$379,000
69247 Giant Rock
29 Palms, 92277
$379,999
1184 Lear Avenue
29 Palms, 92277
$380,000
72964 Two Mile Road
29 Palms, 92277
$385,000
69761 Sunny Sands Drive
29 Palms, 92277
$389,900
73369 Corbin Road
29 Palms, 92277
Local Market Stats
See 29 Palms, CA 92277 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.